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As the self proclaimed home of “The World’s Most Beautiful Beaches,” it’s easy to see why Florida’s Panama City Beach is a hit with travellers. Whether it be couples on a romantic getaway, friends planning a beach party, or families wanting to enjoy some quality time together, there is something in Panama City Beach for everybody.
It may be a small resort, but it’s jam-packed with activities and hours of fun. You’ll have so much to explore and take in, whether it be the beaches, the forests, or the attractions and bars.
We’ve created this handy neighborhood guide to help you decide where to stay in Panama City Beach for your travel style and budget. We’ve also included our favourite accommodation and things to do in each area, so you know exactly what to expect.
- Where to Stay in Panama City Beach
- Panama City Beach Neighborhood Guide – Places to Stay in Panama City Beach
- Join our entrepreneurship retreat in Bali!
- Panama City Beach’s 3 Best Neighborhoods to Stay in
- FAQ about Finding a Place to Stay in Panama City Beach
- What To Pack For Panama City Beach
- Don’t Forget Travel Insurance for Panama City Beach
- Final Thoughts on Where to Stay in Panama City Beach
- Buy Us a Coffee!
Panama City Beach makes a lovely stop on any Florida Road trip. Check out our best recommendations for places to stay in Panama City Beach.
The Broke Backpacker is supported by you. Clicking through our links may earn us a small affiliate commission, and that's what allows us to keep producing free content 🙂 Learn more.
Cozy Beach Cottage | Best Airbnb in Panama City Beach
This Airbnb is a thoughtfully renovated spot just a short walk from the beach. The space has a clean, well-designed feel without being overdone—clearly put together with care. The host is warm, helpful, and quick to respond if you need anything. For something this charming and this close to the coast, it’s an easy yes.
Peace On The Beach House | Best Villa in Panama Beach
This holiday home is set up perfectly for relaxed family time and shared meals. It’s pet friendly, an absolute bonus if bringing your pup on vacation is a non negotiable. It’s in a quiet little neighborhood but still isn’t far from the beach or things to do. Away from the chaos of the main strip, this space is calm and fully equipped for a comfortable stay.
Aqua View Motel | Best Budget Accommodation in Panama City Beach
If simple but comfortable accommodation in Panama City Beach is what you’re after, then this place is perfect. It’s pet-friendly and offers an outdoor pool, although you’ll only be one minute from the beach! Free parking is available, making it an ideal base from which to explore the area.
Lower Grand Lagoon
Situated on St Andrews Bay, this is the perfect place to stay if you want the vibrancy of bustling urban areas with the option of escaping to the ocean.
Laguna Beach
Coming to Panama City Beach doesn’t have to be an expensive getaway. There are so many cheap and free things to do around the city.
Long Beach
Planning a holiday for yourself is stressful enough, but when you’re trying to factor in the whole family, it can be a nightmare.
Now you know I’m not talking about where to stay in Panama City, Panama… Let’s get into Panama City, Florida, I know it’s confusing!
If you’re looking for the ultimate beach holiday in Florida, this is the place for you. With a tiny population of just over 12,000 inhabitants, Panama City Beach is a resort filled with holiday-makers and sunshine-seekers. It’s the best place to come if you’re looking for a reasonably priced staycation without the enormous price tag!
If you’re visiting for the first time, you’ll want to strike a balance between access to the centre of the resort and the ability to enjoy the beautiful natural setting. The best place to do this is Lower Grand Lagoon. You’ll be right next door to the St Andrews State Park, so you can explore hiking trails or jump in a kayak before heading to the fabulous restaurants and bars.
Panama City Beach is a luxurious place to stay, but that doesn’t mean you have to break the bank when you come here. There’s plenty of affordable accommodation for you to choose from. The best area to stay to try out lots of cheap (or even free) activities is Laguna Beach. Not only is the coast easily accessible, but you can also get to the huge Conservation Park slightly inland, with hiking trails and gardens galore.
Planning for a family holiday and finding somewhere to suit everyone can be a challenge, but we think Long Beach ticks all the boxes. As you can guess by the name, you’ll have easy access to a plethora of breath-taking shorelines, but also some brilliant family activities – from zoos to waterparks.
Northwest Florida Beaches International Airport is just around the corner, and the resort is easily accessed by a network of highways, so getting here is super easy. The only problem is that once you’re here, you won’t want to leave!
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Panama City Beach’s 3 Best Neighborhoods to Stay in
With so many activities, sunbathing, and beaches to enjoy, Panama Beach is one of the best places to visit in Florida! Here are the best neighborhoods in more detail.
1. Lower Grand Lagoon – Where to Stay in Panama City Beach for your First Visit
Situated on St Andrews Bay, this is the perfect place to stay if you want the vibrancy of bustling urban areas with the option of escaping to the ocean. With so much to discover, it’s the ideal destination for travelers to get a feel for what the area is all about.
It offers great cafes, restaurants, and accommodation, so you can relax in comfort while still having some fantastic opportunities to take on the adventures of the sea – sailing, kayaking, and swimming!
Spacious Modern Beach House | Quirky Condo in Lower Grand Lagoon
This place is massive—plenty of space for two families without feeling cramped. Beach access is just a four-minute walk away and easy to get to. The outdoor patios are peaceful spots to unwind, and being that close to the coast makes the location hard to beat. The kitchen has ample appliances for when you want to chef up a storm.
Aqua View Motel | Best Motel in Lower Grand Lagoon
The Aqua View Motel offers simple, no-frills beachfront accommodation – Florida-style. It boasts an on-site pool, free parking, and wifi, and is even pet-friendly! It’s also got a convenient location just a short drive from restaurants and town amenities.
Seychelles Beach Resort III | Relaxed Beachhouse in Lower Grand Lagoon
The balcony view here is something else—clear, wide, and worth every minute spent out there. The hot tub, heated pool, and easy beach access make it a standout spot for a laid-back getaway. The place is spacious, spotless, and well looked after. Plus, having beach gear and jet ski rentals right at the shore makes everything that bit easier.
Things to See and Do in Lower Grand Lagoon:
- Check out St Andrews State Park. You can find areas for overnight camping, trails for hiking, plenty of pristine beaches, and even boat tours that will take you around the local coastline.
- Head to Captain Anderson’s Marina for a look at some incredible boats. If you’re feeling seaworthy, you could even take on the waves by hiring your own boat! Alternatively, check out Adventures at Sea for some epic boat tours and experiences.
- Fancy meeting some marine mates? Make your way to Dolphin and Snorkel Tours, where you’ll be shown the best places to find some fishy friends.
- This part of Panama City Beach has some awesome eateries and bars, with fantastic views, too. Check out Sisters of the Sea & Dive Bar, Patches Pub and Schooners.
We’ve tested countless backpacks over the years, but there’s one that has always been the best and remains the best buy for adventurers: the broke backpacker-approved Osprey Aether and Ariel series.
Want more deetz on why these packs are so damn perfect? Then read our comprehensive review for the inside scoop!
View on Osprey2. Laguna Beach – Where to Stay in Panama City Beach on a Budget
If you’re traveling the USA on a budget, fear not! Coming to Panama City Beach doesn’t have to be an expensive getaway. There are so many cheap and free things to do around the city. The best place for you to explore these is in the Laguna Beach area.
With a vast Conversation Park just inland, there are dozens of walks and hikes to have a go at. But if you’d rather do something less active, beaches are easily accessible, as are museums and aquariums.
Cozy Beach Cottage | Cute Cottage in Laguna Beach
This Airbnb is a thoughtfully renovated spot just a short walk from the beach. The space has a clean, well-designed feel without being overdone—clearly put together with care. The host is warm, helpful, and quick to respond if you need anything. For something this charming and this close to the coast, it’s an easy yes.
Multi-level Seaside Condo | Modern Stylish Condo in Laguna Beach
This is a more modern option if you’re looking for something contemporary and stylish. Although the ocean is right on your doorstep, you can dive into a brand new shared pool if you’d rather stay at home for the day. It’s. gottwo separate bedrooms, making it perfect for families visiting on a budget. Once they’re in bed, you can enjoy a glass of wine on your private balcony!
The Catalina | Cosy Bungalow in Laguna Beach
With easy beach access, a full kitchen, and a charcoal grill out back, this place ticks all the boxes. It’s clean, comfortable, and the staff are awesome. You can stroll to the beach, head up to the deck for the view, and cook your own meals in a kitchen that’s got everything you need.
Things to See and Do in Laguna Beach:
- The best and cheapest way to get your fill of fresh air and beautiful countryside in Laguna Beach is by taking a trip to the huge Conversation Area, which is a little inland. Here, you’ll find Gayle’s Trails, where you can enjoy a long hike on boardwalks through the thick, luscious woodland.
- If you want to get on the water and take a boat tour or try out a new watersport, why not hit up one of the many companies on the coastline? Some of the best are PCB Wet N Wild Adventures, Airboat Adventures, or Wild Thang Airboat Tours.
- Learn about the maritime history of Panama City Beach at the Man in the Sea Museum down the coast.
- Make some underwater pals at Gulf World. You can wander around tropical gardens, feed sharks, and enjoy a sea lion, dolphin, and parrot show!
3. Long Beach – Best Area in Panama City Beach for Families
Planning a holiday for yourself is stressful enough, but it can get really complicated when you’re trying to factor in the whole family. But stress you need not, as we’ve sussed the best place for a family getaway. Long Beach is a centrally located neighborhood with great activities for the family to enjoy.
Whether it’s visiting the zoo, heading to the waterpark, or simply sitting back and soaking up the sun on a Floridian beach, there’s something for everyone to get stuck into.
Perfect Beach House | Best Family Apartment in Long Beach
This beach house accommodates ten comfortably, perfect if you’re rallying the troops for a big ‘ol getaway to PCB. The host is friendly and quick to respond, and the location’s spot on: close to everything, with the beach just five minutes away. The place itself is clean, nicely done, and made for group trips without feeling the squeeze.
8th Townhouse from the Beach | Elegant Townhouse in Long Beach
This is a traditional, authentic townhouse with elegant furnishings and grand decor; you’ll feel like royalty during your stay. As part of a luxury gated community, you’ll be safe and able to mix with other families staying in the resort. Included in the complex are more than ten pools, an 18-hole mini-golf course, and a beautiful lagoon running through the resort.
Beachfront Condo on White Sandy Beaches | Chilled Out Condo in Long Beach
Relax, unwind, and soak in the spectacular views of the gulf from this gorgeous condo. It’s perfect for you to bring the kids along for access to the beach and surrounding activities. As part of this rental, you’ll also get access to a shared pool, sauna, and hot tub – as well as loads of other great activities.
Things to See and Do in Long Beach:
- Take the family to the ZooWorld Zoological and Botanical Conservatory, a zoo with a difference. You’ll get to see more than 260 rare animals while learning about the great conservation programs they have here.
- Get competitive over a round of mini-golf! Goofy Golf is a fun spot to knock some balls around. With crazy courses and some tricky holes, you’ll be challenged but still have a ball.
- If you’re finding the Florida Sun a bit too much, Shipwreck Island Waterpark is the best place to cool down. Get wet and wild on the flumes, rides, and slides!
- For something a little more quirky, head to Ripley’s Believe It Or Not! Museum, where you’ll find all manner of crazy exhibitions and weird and wonderful artefacts.
- Pack your beach bag and enjoy a fun day on Florida’s stunning coastline.
Stash your cash safely with this money belt. It will keep your valuables safely concealed, no matter where you go.
It looks exactly like a normal belt except for a SECRET interior pocket perfectly designed to hide a wad of cash, a passport photocopy or anything else you may wish to hide. Never get caught with your pants down again! (Unless you want to…)
Hide Yo’ Money!FAQ about Finding a Place to Stay in Panama City Beach
Here’s what people usually ask us about the areas of Panama City Beach and where to stay.
What To Pack For Panama City Beach
Pants, socks, underwear, soap?! Take it from me, packing for a hostel stay is not always quite as straightforward as it seems. Working out what to bring and what to leave at home is an art I have perfected over many years.
Ear Plugs
Snoring dorm-mates can ruin your nights rest and seriously damage the hostel experience. This is why I always travel with a pack of decent ear plugs.
Hanging Laundry Bag
Trust us, this is an absolute game changer. Super compact, a hanging mesh laundry bag stops your dirty clothes from stinking, you don’t know how much you need one of these… so just get it, thank us later.
Sea To Summit Micro Towel
Hostel towels are scummy and take forever to dry. Microfibre towels dry quickly, are compact, lightweight, and can be used as a blanket or yoga mat if need be.
Monopoly Deal
Forget about Poker! Monopoly Deal is the single best travel card game that we have ever played. Works with 2-5 players and guarantees happy days.
Grayl Geopress Water Bottle
Always travel with a water bottle! They save you money and reduce your plastic footprint on our planet. The Grayl Geopress acts as a purifier AND temperature regulator. Boom!
Check out my definitive Hotel Packing list for even more top packing tips!
Don’t Forget Travel Insurance for Panama City Beach
ALWAYS sort out your backpacker insurance before your trip. There’s plenty to choose from in that department, but a good place to start is Safety Wing.
They offer month-to-month payments, no lock-in contracts, and require absolutely no itineraries: that’s the exact kind of insurance long-term travellers and digital nomads need.
SafetyWing is cheap, easy, and admin-free: just sign up lickety-split so you can get back to it!
Click the button below to learn more about SafetyWing’s setup or read our insider review for the full tasty scoop.
Final Thoughts on Where to Stay in Panama City Beach
Outstanding scenery, blazing sunshine, and one-in-a-lifetime activities – Panama City Beach has so much to offer to travelers of all types! It’s no surprise that Panama City Beach is the perfect place to visit for all ages.
If you’re still not sure where to stay, we recommend Laguna Beach. It’s got great beaches, loads of things to do, and fantastic accommodation for cheaper rates. There are also some unique eco-resorts nearby that make for a truly memorable stay.
Have we missed anything? Let us know in the comments below!
- Check out our ultimate guide backpacking around USA.
- Figured out where you wanna stay? Now it’s time to pick the perfect hostel in USA.
- Or… maybe you want to check out some Airbnbs in Florida instead.
- Next up you’re gonna need to know all the best places to visit in USA to plan your trip.
- Save yourself hassle and money and get an international sim card for USA.
- Swing by our super epic backpacking packing list to prep for your trip.
Buy Us a Coffee!
A couple of you lovely readers suggested we set up a tip jar for direct support as an alternative to booking through our links, since we’ve decided to keep the site ad-free. So here it is!
You can now buy The Broke Backpacker a coffee. If you like and use our content to plan your trips, it’s a much appreciated way to show appreciation 🙂
PCB is located on the Gulf of Mexico, not the Atlantic Ocean as stated.
Hi Patti
Thanks for calling this geographical error out! They do happen from time to time, one time! We have corrected the post now.
Aiden 🙂